hello@oakfinconsulting.sg
OakFinConsulting gives ambitious founders and business owners the financial clarity, compliance confidence, and strategic edge to build something that lasts.
"We don't just keep score — we help you win the game."— OakFinConsulting Founding Team
We are a Singapore-based financial consulting firm founded on one belief: great financial advice shouldn't be reserved for large corporations. Every startup and SME deserves the same quality of financial thinking that Fortune 500 companies take for granted.
Our team brings together chartered accountants, former CFOs, and seasoned business strategists who have worked across fintech, manufacturing, professional services, and e-commerce — in Singapore and across Southeast Asia.
We don't hand you a report and disappear. We embed ourselves in your business, speak your language, and stay accountable to your outcomes — not just our deliverables.
From day-to-day accounting to board-level financial strategy — OakFinConsulting covers every financial dimension of growing a Singapore business.
Bookkeeping, ACRA compliance, GST filing, payroll, and financial reporting — reliable and always on time.
Senior CFO leadership on a flexible retainer — forecasting, fundraising support, and board reporting.
Cash flow management, profitability improvement, strategic planning, and risk management for Singapore SMEs.
Growth strategy, cost optimisation, process improvement, and scaling support for Singapore startups and SMEs.
Senior expertise, Singapore-specific knowledge, and a genuine commitment to your outcomes.
Every engagement is led by a senior advisor with real-world experience — not passed to analysts fresh out of university.
We live and breathe ACRA, IRAS, MAS, CPF, and GST. No generic advice that ignores how business actually works here.
Accounting, CFO services, advisory, and consulting — all coordinated under one roof so nothing falls between providers.
No hourly billing surprises. We scope clearly, price fairly, and stick to what we agreed. Always.
We translate finance into plain English — no jargon, no condescension, just clarity that lets you decide with confidence.
Whether you're pre-revenue or at S$20M ARR, we calibrate our services to what your business actually needs today.
30 minutes to understand your business, challenges, and what financial support would make the biggest difference.
We scope a package specific to your stage and needs — no one-size-fits-all retainers, no upsells you don't need.
We integrate with your existing systems quickly — most clients are fully onboarded within two weeks.
Monthly reviews, proactive advice, and a direct line to your advisor — we stay engaged, not just available.
OakFinConsulting took over our accounting when we were drowning in compliance backlogs. Within 6 weeks everything was clean, current, and we had our first real cash flow forecast. Wish we'd found them earlier.
Our part-time CFO from OakFin built the financial model that helped us close our Series B. Investors commented specifically on how well-prepared our data room was. Worth every dollar.
As an F&B SME owner, I thought CFO advice was only for tech companies. OakFin showed me exactly where my margins were leaking — we improved gross profit by 9 points in one quarter.
Book a free 30-minute consultation with an OakFinConsulting senior advisor. No pressure, no jargon — just honest advice on what your business needs next.
Get your books in order, stay compliant with ACRA and IRAS, and make decisions backed by accurate numbers — without hiring a full-time accountant.
Running a business in Singapore is exciting — but managing your accounts can quickly become overwhelming. Whether you're a seed-stage startup or a growing SME, accurate accounting and financial compliance aren't optional — they're the foundation of every smart business decision.
At OakFinConsulting, we provide reliable accounting services in Singapore that remove the stress, save you time, and keep your business fully compliant — so you can get back to what you do best.
Monthly reconciliation, transaction recording, and organised ledgers so your numbers are always current and accurate.
P&L statements, balance sheets, and cash flow reports that give you a clear picture of your business health each month.
Annual returns, GST filing, and corporate tax — handled on time, every time, with zero last-minute scrambles.
Accurate payroll processing, CPF submissions, and payslip generation for your Singapore team.
Hiring a full-time in-house accountant in Singapore costs upwards of S$4,000–6,000 per month. For most startups and SMEs, that capital is better deployed in product, sales, or operations. Outsourced SME accounting in Singapore gives you expert-level financial management at a fraction of the cost — with none of the HR overhead.
What you gain:
From ACRA annual returns to IRAS corporate tax and GST filings, our team stays on top of every Singapore-specific requirement.
Book a free 30-minute consultation. No jargon, no pressure — just clarity.
Let OakFinConsulting take accounting off your plate — so you can focus on building a business worth accounting for.
Book Your Free ConsultationGet a seasoned Chief Financial Officer in your corner — without the full-time salary. Strategic financial leadership for Singapore startups and SMEs ready to scale.
Growing a business in Singapore demands more than a bookkeeper. At some point — whether you're preparing for a fundraise, managing rapid headcount growth, or trying to extend your runway — you need senior financial leadership. But a full-time CFO in Singapore commands S$180,000–S$300,000 per year.
A fractional CFO in Singapore gives you exactly the same strategic firepower, engaged for the hours and scope you actually need — at a cost that makes sense for your stage.
A fractional CFO is an experienced finance executive who works with your company on a part-time or retainer basis. Unlike a consultant who delivers a report and disappears, a fractional CFO becomes embedded in your business — attending leadership meetings, advising on key decisions, and building your financial infrastructure from the inside.
Multi-scenario revenue models, cash flow projections, and runway analysis — built to support decisions, not just look good in a deck.
Annual operating budgets, department-level cost tracking, and variance analysis that keeps your team accountable to plan.
Investor-ready financial models, data room preparation, due diligence support, and term sheet guidance for your next raise.
Define the metrics that matter for your business — CAC, LTV, payback period, gross margin — and track them rigorously.
Optimise your banking relationships, manage working capital, and ensure cash is always positioned for growth.
Clear, investor-grade monthly board packs that keep your directors and shareholders fully informed and confident.
You don't need to wait until you're pre-IPO to benefit from CFO-level thinking. Here are the signals our clients typically notice before engaging us:
First consultation is free — we'll tell you exactly what financial leadership looks like for your stage.
OakFinConsulting's fractional CFOs have helped Singapore startups raise millions — and SMEs find the clarity to grow profitably.
Book Your Free ConsultationMove beyond scorekeeping. Our financial advisory services help Singapore business owners understand what their numbers mean — and what to do about them.
Many Singapore business owners receive monthly financial reports and aren't sure what to do with them. Revenue is up, but the bank account is empty. The business looks profitable on paper, but growth has stalled.
OakFinConsulting's financial advisory services in Singapore bridge the gap between data and decisions. We translate your numbers into clear insights — and turn those insights into a plan that improves your cash position, profitability, and long-term resilience.
Understand where your cash goes, predict shortfalls before they happen, and build a liquidity buffer that keeps your business running smoothly.
Align your finances to your 12–36 month business goals. Ambitious and realistic — not just aspirational.
Identify your most and least profitable products, clients, or channels — then make targeted changes that improve your bottom line.
Identify financial and operational risks before they become crises — with practical mitigation strategies for Singapore SMEs.
Most Singapore SMEs that fail do so not because they aren't profitable — but because they run out of cash. Our advisors help you:
Margins matter more than revenue. We help you:
One free session can reveal the financial blind spots holding your Singapore business back.
Singapore's most successful SMEs don't just work harder — they make better financial decisions. OakFinConsulting gives you the strategic insight to join them.
Book Your Free ConsultationPractical growth strategy, cost discipline, and operational improvement for Singapore SMEs and startups — from consultants who've built and scaled real businesses.
Not every business challenge is a financial one — but almost every business challenge has a financial dimension. That's why OakFinConsulting's business consulting in Singapore brings together commercial strategy and financial rigour in one place.
Whether you're navigating a plateau in growth, preparing to expand regionally, or trying to stop margin erosion, our consultants help Singapore SMEs and startups develop practical, executable plans — not 200-slide decks that gather dust.
Define your most viable growth levers — new markets, products, or channels — and build a sequenced, resourced roadmap to pursue them.
Identify where your money is going, challenge every cost centre, and reallocate resources to the activities that drive the most value.
Map, measure, and streamline the processes that slow you down — so your team can deliver more without burning out.
Build the systems, structure, and financial controls your business needs to handle 2x, 5x, or 10x its current volume without breaking.
Growth without strategy is just expansion — and expansion without profit is just bigger problems. We help Singapore business owners identify the right growth bets for their specific context: their team size, capital position, competitive landscape, and time horizon.
Our startup consulting in Singapore is particularly focused on critical inflection points: getting from S$1M to S$5M ARR, expanding from Singapore into Southeast Asia, or transitioning from founder-led sales to a scalable revenue engine.
Many Singapore SMEs cut costs reactively — when cash gets tight. We help you build a proactive cost culture that continuously challenges spend without sacrificing quality or team morale.
Process Improvement that sticks
Operational inefficiency is a hidden tax on your business. Our consultants map your current processes, identify friction points, and redesign workflows that save time and reduce errors.
Many Singapore startups hit a wall around S$3M–S$8M revenue. Systems that worked at S$500K start to creak. Founders find themselves firefighting instead of leading. Our scaling engagements focus on building the infrastructure that lets you grow without constant founder involvement: finance controls, reporting cadences, hiring frameworks, and operational playbooks that empower your team to execute independently.
Book a free strategy session. We'll identify the one or two changes that will have the biggest impact on your Singapore business.
OakFinConsulting works with Singapore's most ambitious founders and SME owners — people who know that the right advice at the right time changes everything.
Book Your Free Consultation